Top 10: Supply Chain Finance Platforms

Supply chains rely on many moving parts, but what often gets overlooked is the finance of it all.

Supply chain finance platforms act as a range of solutions, including digital, bank-neutral and bank-integrated, in order to facilitate early supplier payments. 

This helps optimise working capital, extend payment terms, experience lower financing costs and strengthen supplier relationships.

Supply Chain Digital takes a look at the Top 10 leading supply chain finance platforms, celebrating those which are boosting efficiency across organisations.

10. Finverity

CEO: Viacheslav Oganezov
Location: UK
Founded: 2017

Best for banks, non-bank financial institutions and mid-market corporates that need a flexible, technology-agnostic SCF infrastructure — particularly where emerging market programmes and cross-border complexity are involved. Finverity's FinverityOS platform covers payables finance, receivables discounting and distributor finance in a modular, API-first architecture.

Its September 2024 partnership with trade finance technology firm Surecomp extended its reach into documentary trade workflows. A specialist rather than a scale player — but increasingly cited as the go-to platform for banks building or upgrading SCF capability in underserved markets.

9. Lendscape

CEO: Brett Promisel​​​​​​​
Location: UK
Founded: 1972

Best for banks, factors and corporates running receivables finance, factoring and invoice discounting programmes at scale — where workflow depth, multi-jurisdiction support and white-label flexibility matter more than marketplace breadth. Lendscape is one of the most embedded specialist platforms in the European bank-channel SCF and receivables finance ecosystem, assessed by QKS Group in its 2025 SCF vendor matrix.

Its platform supports the full receivables finance lifecycle — from onboarding through funding, collections and reconciliation — and is deeply trusted by financial institutions who use it as the operational backbone of their SCF businesses.

8. CRX Markets

CEO: Sebastian Hofmann-Werther
Location: Germany
Founded: ​​​​​​​2012

Best for European and global multinationals seeking a bank-agnostic SCF marketplace with genuine multi-funder access, sustainable finance credentials and institutional backing. CRX connects buyers, suppliers, banks and capital-market investors across a single working-capital platform with more than 50 financing partners.

In February 2025, the IFC selected CRX as a delivery partner for its US$1bn Global Trade Supplier Finance Programme — one of the most credible third-party endorsements in the category — specifically for CRX's ability to extend affordable financing to emerging market suppliers at scale. A specialist European platform with growing global institutional weight.

7. CredAble

CEO: Ashutosh Taparia
Location: India/Global
Founded: 2017

Best for financial institutions and large enterprises in Asia-Pacific, the Middle East and beyond that need a cloud-native, bank-agnostic SCF platform combining working capital technology with embedded finance capabilities at genuine scale. CredAble won the Euromoney 2025 Award for World's Best Software Provider for Supply Chain Finance — the category's most prestigious independent accolade.

It serves more than 100 financial institutions, 175 large enterprises and over 350,000 SMEs, enabling more than US$11bn in annual working capital across eight geographies. The fastest-growing independent SCF platform in the Asia-Pacific region.

6. Orbian

CEO: Thomas Dunn
Location: US/Ireland
Founded: ​​​​​​​1999

Best for large global blue-chip buyers seeking a bank-agnostic SCF specialist with multi-decade programme management depth and a unique bank-pool funding structure that insulates programmes from single-funder risk.

Founded in 1999 as a Citibank/SAP joint venture and now fully independent, Orbian is one of the longest-standing dedicated SCF providers in the world. In 2025, it launched Flex Pay — a hybrid solution combining traditional reverse factoring with Payment with Terms, eliminating the need for multiple providers in complex programmes. Siemens is among its anchor corporate clients.

5. Kyriba Working Capital

CEO: Melissa Di Donato​​​​​​​
Location: US
Founded: 2000

Best for CFOs and group treasury teams that want SCF — reverse factoring, dynamic discounting and receivables finance — embedded within a broader enterprise liquidity and treasury management platform, rather than as a standalone procurement-led programme. Kyriba's working capital financing volume has grown nearly five times since 2020, with invoices uploaded more than doubling over the same period.

The platform serves more than 3,000 clients globally and expanded into Africa in 2025 when Bank of Africa Group deployed Kyriba's working capital platform across 20 countries. Treasury-first, SCF-capable — the natural choice where liquidity strategy drives the buying decision.

4. FIS / Demica

CEO: Stephanie Ferris
Location: US/UK
Founded: ​​​​​​​1992

Best for large global banks and corporates running complex, high-volume receivables, payables and securitisation programmes that require white-label SCF technology with deep bank integration and Fortune 500 infrastructure behind it. Demica — acquired by FIS for approximately US$300m in February 2025 — brought US$40bn in assets under administration, US$240bn in annual invoice flow and 52 million open invoices managed at point of acquisition.

Its bank client roster includes HSBC, Standard Chartered, ING, Lloyds, BBVA and Afreximbank. The FIS acquisition makes this the most powerful bank-channel SCF platform on the market by asset scale.

3. Tradeshift / SemFi by HSBC

Board Member: Mike Cowles
Location: US/UK
Launched: 2024

Best for enterprises seeking to embed invoice financing, dynamic discounting and working capital tools directly within their existing e-invoicing and AP automation workflows — without switching core procurement systems. Tradeshift's global B2B trade network provides the buyer-supplier connectivity layer; SemFi, its October 2024 joint venture with HSBC, embeds HSBC's balance sheet and payment capabilities directly into that network.

The JV targets SME supplier access to affordable finance as its primary use case. Still early-stage — SemFi replaced its founding CEO within its first year — but the strategic combination of network scale and bank-grade capital makes it one to watch.

2. C2FO

CEO: Alexander Kemper
Location: US
Founded: 2008

Best for global enterprises that want the world's largest supplier-led dynamic discounting marketplace — where suppliers bid for early payment in real time using the buyer's own balance sheet, eliminating bank dependency entirely and offering unmatched supplier optionality. In April 2026, C2FO announced it had surpassed US$500bn in total working capital facilitated since inception — a milestone no other independent SCF platform has reached.

The IFC invested US$30m in April 2025, citing C2FO's delivery of over US$13bn to more than 20,000 businesses in developing nations in 2024 alone. The undisputed leader in buyer-funded dynamic discounting at global scale.

1. PrimeRevenue

CEO: PJ Bain
Location: US
Founded: 2003

Best for global enterprises demanding the most mature, bank-agnostic, multi-funder SCF platform — where programme stability, supplier enrolment depth, geographic reach and funding diversity are non-negotiable. PrimeRevenue has been named Global Finance Best Supply Chain Finance Provider – Non-Bank for two consecutive years, 2025 and 2026 — the only platform to hold that distinction back-to-back — and was shortlisted at the 2025 Global Trade Review Leaders in Trade Awards for Best SCF Platform.

It operates across 102 countries, supports nearly 60,000 enrolled suppliers and is backed by more than 105 funding partners. The undisputed gold standard for independent, non-bank supply chain finance at enterprise scale.